RECCU
RECCU empowers its members through accessible savings, flexible loans, and a community built on trust. Join a credit union that puts your financial well-being first.
Reformer Co-operative Credit Union Ltd (RECCU) was formed in 2001 as a non-banking financial institution offering financial services to registered members in the form of deposits and loan schemes.
The Union is registered under the Cooperative Decree of 1968 (NLCD252), with registration number VR/P/FC/35, and is proudly affiliated to the Ghana Cooperative Credit Unions Association (CUA). Its operations are regulated by the Department of Cooperatives and CUA Ltd.
Our main office is located at Kadjebi with mobilization centres spread across several communities to bring financial services closer to every member.




RECCU-Intend to become the best financial institution in Ghana providing financial support and other services to enhance the standard of living of its members.
RECCU is a financial organisation located in Kadjebi in the Oti Region that seeks to inculcate saving habits and provide quality, technical, and financial services through a joint and collaborative effort among all members.
RECCU operates from its main headquarters in Kadjebi and has established mobilization centres in the following communities:
Headquarters
Open an account today with just GH₵10 entrance fee and two passport photos.